What happens to my disability benefits when I turn 65? The first thing you should know about Social Security Disability (SSD) benefits and retirement is the “full retirement age” is not always age 65. In fact, the age of retirements are for those born in 1937 or earlier, so those who hit full retirement age at a later day. For example, learn how your SSD benefits affect your considered retirement age by the Social Security Administration (SSA). For someone in your age demographic.
What is Full Retirement Age for me?
Over the years SSA has occasionally adjusted the age of full retirement. However, the full retirement age varies according to the SSA by your date of birth. Below is the retirement breakdown as follows:
|Date of Birth||Full Retirement Age|
|1937 or before||65|
|1938||65 +2 months|
|1939||65 +4 months|
|1940||65 +6 months|
|1941||65 +8 months|
|1942||65 +10 months|
|1943 to 1954||66|
|1955||66 +2 months|
|1956||66 +4 months|
|1957||66 +6 months|
|1958||66 +8 months|
|1959||66 +10 months|
|1960 or after||67|
What Happens to My Disability Benefits When I Turn 65?
Many current SSD beneficiaries full retirement age is 67. Which means you have a couple of years before reaching retirement age will affect your benefits. Therefore it is good to understand the SSD and retirement process in advance so you will not get surprised when you reach 67.
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