What are the 10 myths and facts about Social Security Disability Insurance? Part 6

Make sure you know all the facts and myths before applying or appealing a Social Security Disability or Supplemental Income.

Make sure you know all the facts and myths before applying or appealing a Social Security Disability or Supplemental Income.

Fact Three:  Is it possible if a worker became severely disabled when working is higher than people think:

One out of four 20 years old workers who are insured for disability benefits will most likely become disabled before their retirement age, stated by the Social Security Administration.

Fact Four:  SSDI is intended to be a long term program:

You must expect your disability to be long-term which your condition must be severe that it is terminal for the last 12 months or longer in order to apply.  The Social Security Disability Program is designed for those people who have severe impairments in the United States.

If you have a short term or partial disability there are private programs that pay you, unfortunately, SSDI do not.  However, some states my award temporary funds for people who cannot work due to an illness, not a work injury.  Contact your local states Department of Labor and see if you qualify for temporary SSDI benefits.

Fact Five:  Social Security Disability have a guide to help you when applying:

Be sure to read the Social Security disability insurance booklet thoroughly online.  It will contain a list of all information the agency you will need to start processing your application.  Self-help eBooks like “How to win your Social Security Disability without an Attorney”, patient advocacy groups, for example, the National MS Society will guide you through the application process and especially guidebooks will be helpful for people with different health conditions since a lot of them have the same application steps.

Other organization will offer online help for those who are applying for SSDI in the National Psoriasis Foundation.  Also, the National Alliance or Mental Illness guide will help you with applying for your disability insurance if you have a mental illness.

Now if your SSDI application is denied, then you may want to hire an attorney or get a self-help book to help you through the appeal process.

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