What are the 10 myths and facts about Social Security Disability Insurance? Part 6

Make sure you know all the facts and myths before applying or appealing a Social Security Disability or Supplemental Income.

Make sure you know all the facts and myths before applying or appealing a Social Security Disability or Supplemental Income.

Fact Three:  Is it possible if a worker became severely disabled when working is higher than people think:

One out of four 20 years old workers who are insured for disability benefits will most likely become disabled before their retirement age, stated by the Social Security Administration.

Fact Four:  SSDI is intended to be a long term program:

You must expect your disability to be long-term which your condition must be severe that it is terminal for the last 12 months or longer in order to apply.  The Social Security Disability Program is designed for those people who have severe impairments in the United States.

If you have a short term or partial disability there are private programs that pay you, unfortunately, SSDI do not.  However, some states my award temporary funds for people who cannot work due to an illness, not a work injury.  Contact your local states Department of Labor and see if you qualify for temporary SSDI benefits.

Fact Five:  Social Security Disability have a guide to help you when applying:

Be sure to read the Social Security disability insurance booklet thoroughly online.  It will contain a list of all information the agency you will need to start processing your application.  Self-help eBooks like “How to win your Social Security Disability without an Attorney”, patient advocacy groups, for example, the National MS Society will guide you through the application process and especially guidebooks will be helpful for people with different health conditions since a lot of them have the same application steps.

Other organization will offer online help for those who are applying for SSDI in the National Psoriasis Foundation.  Also, the National Alliance or Mental Illness guide will help you with applying for your disability insurance if you have a mental illness.

Now if your SSDI application is denied, then you may want to hire an attorney or get a self-help book to help you through the appeal process.

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What are the 10 myths and facts about Social Security Disability Insurance? Part 5

Are you tired of hearing myths, falsehood, deceits, lies, and the untruth about Social Security Disability then take some time out to read this article? That way you will know all the facts about Social Security Disability and what a self-help eBook can assist you in your SSDI or SSI case.

Are you tired of hearing myths, falsehood, deceits, lies, and the untruth about Social Security Disability then take some time out to read this article? That way you will know all the facts about Social Security Disability and what a self-help eBook can assist you in your SSDI or SSI case.

wheelchair to help pain with your multiple sclerosis (MS) symptoms also ask your doctor will the additional treatment will be good enough to help you keep your job.

Fact One: Having a fair, facts in order to complete the documentation of your disability case will increase your chances of getting approved for SSDI:

The more medical documents, test results, and written statement from your doctor, the better of you will be by proving you are indeed disabled. Of course, the Social Security Administration will provide a long list of documents you need that you can find in the guidebook on disability insurance. Collect as much information you can before you apply such as a letter from family and friends, all documents from healthcare providers include everything but the kitchen sink.

Fact Two: Do SSDI payments do not pay out immediately:

SSDI payment processing may take up to three or five months, as reported by the Social Security Administration. When your Social Security Disability get approved, you will receive a letter for the effective date you was approved. Unfortunately, your first SSDI payment will be sixth full months following your effective date, according to SSA. You may receive a payment before six months it depends on the process time.

For instance, if you receive a letter that states you claim were approved and set an effective date of January 15, then your first payment will not be until July, but you will receive the actual payment in August since payments are made one month after the month they cover……………..

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What are the 10 myths and facts about Social Security Disability Insurance? Part 4

You want to always go down Fact Street because Myth Street will get you lost every time.

You want to always go down Fact Street because Myth Street will get you lost every time.

Myth Three 3: Can my Physician say I am Disable and guarantee I qualify for SSDI?

It is not true that a doctor can guarantee you SSDI benefits. All decision are made by SSDI in a legal way most people do not understand. However, the physician who treats your condition or conditions can provide details about your disability and must a credible medical profession who is trustworthy and pay attention to detail information for his or her patient. After you have submitted all medical documents and tests result then the Social Security Disability will make a decision on your case.

Myth Four: Can you be on SSDI for life?

You might not be automatically due to your medical condition because your case will be reviewed occasionally. To see if your condition is supposed to improve in 6 to 18 months after the date you became disabled this is done typically the first review. If your condition improves or possible, however, unpredictable, then the reviews are done every three years. If your condition does not improve, then reviews are done every seven years.

Myth Five: The best first step is to purchase a self-help eBook or an Attorney when applying for Social Security Disability Insurance:

The best first step is to have a serious conversation with your physician. Ask your doctor do you think I am disabled? This information is very important to ask your doctor because then you will know he or she will write a statement about your condition and be on your side.

Listen carefully to what your doctor inform you about your condition and disability benefits. For example, if you doctor prescribes medicine, physical therapy, use a

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What are the 10 myths and facts about Social Security Disability Insurance? Part 1

Having trouble distinguish the difference between myths and facts about Social Security Disability or Supplemental Security Disability Benefits. If you are then read this article “What are the 10 myths and facts about Social Security Disability Insurance? Part 1

Having trouble distinguish the difference between myths and facts about Social Security Disability or Supplemental Security Disability Benefits. If you are then read this article “What are the 10 myths and facts about Social Security Disability Insurance? Part 1

This is what you should know when applying for Social Security Disability for a long-term due to a medical condition.

Your doctor can not decide if you can receive disability insurance because the decision is made by the Social Security Administration (SSA).

It depends on your health and how severely impaired you are and unable to work then you can apply for Social Security Disability Insurance (SSDI) which is a federal program created to provide long-term financial protection for people who paid into the programs for working adults.

Some people are hesitant to apply for Social Security Disability Income (SSDI) due to mountains of paperwork, horror stories, wait really a long time in order to get the first check, denials takes a lot of patience and time. I would like to say applying for SSDI appeal will stress you out and almost literally drive crazy or to suicide. To avoid complications with the application process, purchase the eBook “How to win your Social Security Disability without an Attorney” for $19.99 to help through the process. Go to www.socialsecuritydisabilityandyou.com to find out more information and purchase the self-help eBook online.

Myth One: Why should I apply when I just get denied?

The spokesperson, William (BJ) Jarrett of the Social Security Administration states getting denied for your Social Security Disability Benefits is not true for everyone. On the other hand, Jarrett said the SSA have a tough strict guidelines process and want to make sure a person is indeed disabled and no longer able to work. Jarrett said the denial rate is very high.

The approval allowance rates for disability claims for the fiscal year 2015 is around 33 percent approval rate for initial claims. Only 45 percent of claimants who appealed and

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Medicare Questions and Answers: Part 3

The road to Medicare Part A and Part B.

The road to Medicare Part A and Part B.

individuals that meet particular conditions. To read more about nursing home care, and extra help is available for paying for nursing home care go to the Medicare Government website.

Does Medicare cover hospice care?

Yes, Medicare pays for hospice care.

What kind of medical supplies does Medicare cover?

Medicare Part B help pay for diabetic supplies (Part D pays for insulin, oxygen, and catheters. Medicare also helps pay for prescribing medical equipment for home use. Medicare will pay for rented medical equipment and some medical equipment must be purchased for you. For more information call Medicare Coverage at 1800-633-4227 to learn more.

Does Medicare help pay for available care?

You can receive help with your Medicare premiums such as Part B and other healthcare expenses though several sources such as Federal sources like Social Security and Medicaid. Now if you have a saving, checking, IRA, 401K, stocks, bonds, and etc. cannot exceed over $11,000.00 then you will not qualify for extra help with Medicare Premiums or State Medicaid.

Will the new Obama healthcare law have an impact on Medicare coverage or benefits?

The Obama healthcare law gives you access to health insurance to improved and protect people like yourself with Medicare. Most people do not need to change their Medicare plans due to the law. To lean more information about the Medicare law go to the Government website.

Where can I call for Medicare questions and billing questions?

First, you should call your directed healthcare providers of your insurance company care or services, if you do not get the questions, and answers from your healthcare provider that you were trying to get, then you can call the Medicare office at 1800-633-4227 to ask your question and get the matter resolved.

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Medicare Questions and Answers: Part 2

Are you confuse about Medicare Part A and Part B works, if so this article will help you have a better understanding of the process. The Medicare questions and answers articles have 3 parts to explain the process of Medicare Part A and Part B. Also this chart above will help you with the different types of insurance you may want to have to save on out of pocket expenses.

Are you confuse about Medicare Part A and Part B works, if so this article will help you have a better understanding of the process. The Medicare questions and answers articles have 3 parts to explain the process of Medicare Part A and Part B. Also this chart above will help you with the different types of insurance you may want to have to save on out of pocket expenses.

 

Does Medicare pay for home health aides?You’re Medical Parts A and B will cover home health care services such as other therapy on a part-time or intermittent basis or nursing care in order to be eligible for home health rented medical equipment and some must be purchased. If you have any questions call Medicare Coverage at 1-800-633-4227.

Is there any help in paying for healthcare available?

There is help with Medicare premiums and other healthcare expenses are available through several sources, including SHIP Offices (your state may have another name), State Medical Assistance and from the federal sources is Social Security Medicaid.

Due to the new healthcare law will it have an impact on my Medicare Coverage?

The new healthcare law is enlarged to access health insurance and offer services. For example, Home Healthcare Aids basic provide help with simple tasks like using the bathroom, dressing and bathing, unfortunately not covered by Medicare.

Does Medicare cover skilled nursing care and long-term care?

Normally Medicare does not pay for long-term care for non-skilled personal care, such as help with preparing meals, assistance getting in or out of bed, using the bathroom, bathing and getting dress. However, Medicare will pay for medically-necessary skilled care for a short period of time after you get out of the hospitalization. One of the ways you can get skilled care rate the level of care that may include services to be performed safely and correctly by a Licensed Nurse, Licensed Practical Nurse, or Registered Nurse.

Does Medicare cover care in a nursing home?

However, Medicare Part A only cover skilled care perform by a certified nursing for

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Medicare Questions and Answers: Part 1

Are you confused about Medicare Part A and Part B, if so this article will give you a better understanding of the process and what it covers.

Are you confused about Medicare Part A and Part B, if so this article will give you a better understanding of the process and what it covers.

Are you eligible for Medicare?

Normally, Medicare is for people who are 65 years old or older, but younger people than 65 years old with disabilities, also people who are at the end stage of Renal Disease (who have permanent kidney failure demand dialysis or a kidney transplant.

How do you apply for Medicare?

You can apply for Medicare online or call the National Social Security Disability Customer Service at 1-800-772-1213 to apply over the phone. If you are hearing impaired then call 1-800-325-0778 to apply for Medicare Benefits. If you are already receiving SSDI Benefits, you will automatically be enrolled in Medicare Part A, but you must pay for Medicare Part B premium each month which will be deducted out of check each month. When the Social Security Administration mail out Medicare document, you have a choice not to fill out the card, then you will be automatically enrolled in the Medicare Part B. Unless you check the box on the Medical document to opt out of Medicare B. For Social Security Disability Medicare Part B will cost $121.80 for 2016 which will be deducted out of your check every month.

How to submit your Medicare Claims?

It is required by law to file Medicare claims for the hospital, home health agencies, pharmacies, suppliers, and skilled nursing facilities to covered services for people with Medicare.

How does Medicare cover home health services?

In order for Medicare to cover for home health care services, you will have to meet the following conditions:

  1. You doctor will determine your needs for medical care at home and outlined a plan for that care.
  2. If you required, speech-language therapy skilled nursing care, continued occupational therapy or physical therapy.
  3. If you being cared for by a Medicare-certified home health agency.

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Can I Qualify for Both SSDI and SSI Disability Benefits? Part 2

See how you can receive SSD and SSI in the article below.

See how you can receive SSD and SSI in the article below.

keep this in mind your SSI payment will be included in calculating to see how much and if you are eligibility for Supplement Security Income. In several cases, your Social Security Disability Income payment will be too high and you will not qualify for SSI.

Monthly SSDI and SSI Benefits Concurrent Claim Payments

Unfortunately, you will not receive a higher monthly combined benefit than Supplemental Security Income program alone. However, your Supplemental Security Income payment will be lowered by receiving Social Security Disability Income payment to match the highest Supplemental Security Income payment. For example, if you’re Social Security Disability Income payments is under $733.00 per month then you will receive Supplemental Security Income payment. Especially, when your SSDI benefit is less than $733.00 per month then you can receive both Supplemental Security disability and Social Security Disability benefits at the same time.

Benefits of Concurrent Claim

Whichever if you apply for Social Security Disability Income, Supplemental Security Income or both then the Social Security Office will make a decision on whether your claim concurrently depends on your income and assets? However, the category for your disability claim will not make a difference how the claim is processed. For example, your Supplemental Security Income claim will be handled exactly the same way as a Social Security Disability Income claim. This is the same definition for disability and has the same evaluation process for both programs.

Benefits of a Social Security Disability Income and Supplemental Security Income Concurrent Claim

The benefit of collecting SSI is when you are receiving a lower monthly SSDI payment that’s when your SSI payment will go up to $733.00 per month. If you are able to collect SSDI benefit when you are eligible for SSI then you may be eligible for Medicare as an SSDI recipient however, you must wait 2 years to become eligible for Medicare begins.

The difference is Supplemental Security Income you are eligible for Medicaid alone. Although Medicaid does pay more for medical services than Medicare, but more physicians accepts payments from a Medicare that makes it easier to find a doctor.

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Can I Qualify for Both SSDI and SSI Disability Benefits? Part 1

 Learn more about if you are eligible for both Social Security Disability and Supplemental Income.

Learn more about if you are eligible for both Social Security Disability and Supplemental Income.

Can I Qualify for Both SSDI and SSI Disability Benefits? Part 1

Very few people can qualify for Supplemental Security Income and receive a tiny amount of Social Security Disability Benefits if they worked in the past. When applying for both Social Security Disability income and Supplemental Security Income Benefits is name a “concurrent claim.”

In certain situations, you can collect Social Security Disability Income and Supplemental Security income Benefits at the same time which is called concurrent benefits. Which can happen when your disability application is approved for SSDI and SSI and get a low monthly payment. Getting a low SSDI payment is caused by not working enough years or made low wages.

Qualifying for Supplemental Security Income Benefits

In order to receive Social Security Disability Income payment including Supplemental Security Income payment, and unearned income must be less than $733.00 per month. This is SSI income limits which are somewhat complicated, nevertheless, in some states, the income limit is higher if you work and making some money a different limit applies. However, the Supplemental Security Income program has asset limitations.

Now if your assets and income are low enough in order to qualify for SSI and worked long enough on your job that paid taxes into the Social Security Administration system to qualify for SSD Insurance and not likely to get both benefits at the same time. Please………

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Can You Receive Social Security Retirement Benefits and Disability Benefits at the Same Time? Part 2

social-security-disability-services-benefit-plans-for-retirement-healthcare

social-security-disability-services-benefit-plans-for-retirement-healthcare

disability is now 25% of your full retirement benefit, and you never choose not to receive early retirement payments.

However, your disability benefit will be frozen because of your lack of income as a result of Social Security Disability Income was not added to your Social Security retirement payment from your work earnings history record.

Disabled after early retirement benefits start. If you were collecting early retirement benefits prior to the Social Security Administration states when you were disabled, unfortunately, Social Security Disability will pay the difference between your SSDI payment and early retirement payment now you will get paid for at least less than full retirement rate for the rest of your life. If the Social Security Administration denied your disability claim straight out then you will remain to receive early retirement checks at the early retirement rate for the rest of your life.

The Plan for Deciding When to Take Early Retirement

However, some people who quit their job at 62 years old generally apply for disability and choose early retirement at the same time, so they have early retirement checks to fill the gap until they receive their Social Security Disability Benefits start, unfortunately, there is no guarantee you will get approved for your disability benefits, and could be left collecting less than full retirement rate for the rest of your life. However, you can still work when you are severely impaired and getting your disability benefits. It is easier to get disability benefits when you are over 60 years than younger people, and Social Security Disability will give people over 60 years old special consideration.

If you are taking action, please get a self-help book, advocate, or a disability attorney to help you to determine your financial options and chances of winning your Social Security Disability Income Benefits.

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