Social Security Disability’s Rumor vs. Reality

social security disability’s rumor vs. reality

Social Security Disability’s rumor vs. reality; we would like to make sure that everyone have a better understanding of the disability insurance program. As a result, Social Security Disability is a lifeline to America’s workers through benefit programs.

Q:  In other words If I’m injured at work, can I collect disability and Worker’s Compensation benefits and make more money than working?(Social Security Disability’s Rumor vs. Reality)

A: No.  As a result, if you are drawing the two Social Security Disability (SSD) and Workers’ Compensation, you should not receive more than 80 percent of what you earn while working.  However, The Social Security Administration (SSA) may decrease the amount of the disability check to anyone receiving Worker’s Compensation benefits.  On the other hand, if you settle your Workers’ Compensation claim for a lump sum of money then you must inform both Medicare and Social Security.  Due to the fact that the Federal Government will not pay for treatment or lost wages that should fund by another system.

Q: Why does it take so long to get approved for Social Security Benefits?

A: Actually the Social Security Disability process is now moving along much faster than it used to.  Consequently, people who suffer from conditions on the “Compassionate Allowance” list will get special treatment.  Therefore, it still may take more than a year for many SSD claimants to get through the disability process.  As a result, it may take as long as a year for an SSD a case reviewed by adjudicators and physicians at the initial and reconsideration levels.

At the SSD appeal level, and Administrative Law Judge with the Office of Disability Adjudication and Review will hear your case.  Either in person or by video conference often through one of the National Hearing Centers.

Thanks to the Social Security Administration added more judges and new hearing offices to tremendously reduce the backlogs and dramatically reduce shorter delays.  You can only get your SSD claim expedited if you are dying or are losing your home to eviction or foreclosure.  Once approved for benefits you may receive back pay for the time you waited.

Q: Is there an easier way to get Supplemental Security Income (SSI) than Social Security Disability (SSD)?

A: No.  The laws governing indicates whomever medically qualify for disability receives the same disability process.  Whether you apply for SSD based on your work record or for SSI.  SSI is a program for those who never worked or did not pay enough into the Social Security system to qualify for benefits.  Perhaps they were too disabled to work or were raising children.

Q: Can children receive SSI Benefits?

A: The law changed in 1996 making it harder for disabled children to receive SSI.  Children who have a severe impairment are eligible.  Parents with limited resources may qualify for up to $735.00 per month in 2017 to help raise their children.  Unfortunately, there is no SSI benefit for the disabled children of working parents due to their income or resources exceed the SSI program income limits  In order for a disabled child must have two marked impairments or extreme impairment that parents must prove.  Such as areas of learning/talking, finishing the task, getting along, moving around, taking care of personal needs and staying healthy.

For instance, and child with only one arm who has adapted satisfactorily at home and school may not consider disabled.  However, a child who suffers from severe behavior problems probably caused by lead paint exposure or other conditions may qualify for SSI.  Doctors and school personnel view the problems as unusually severe, the judge may agree.

Q: Can I qualify for partial disability under Social Security Disability?

A: No.  Unlike the Worker’s Compensation or Veterans, systems may allow for temporary or partial disability.  You can receive Social Security Disability benefits only if considered totally and permanently disabled.  It means you are unable to earn $1,170 per month gross (substantial gainful activity) for at least one year.

Q: I’ve been on SSD for a year, but I’m feeling better and would like to try to work again.  Do I automatically lose my disability and Medicare benefits?

A: If you’re medical condition has improved enough to return back to work (earning more than $840.00 per month gross), you have nine months for a “trial work period.”  During the trial work period, you will not lose your disability check or Medicare health insurance.  On the other hand, if you are receiving SSI will disregard the first $65.00 you earn, and then reduce your check by one dollar for every two dollars you earn after that.

However, if you are able to earn more than $1,170 per month gross, the checks may get cut off.  That’s if the Government can prove your medical condition improved significantly.  If you are still medically disabled you may keep your Medicare benefits for up to eight and one-half years.  If you become disabled again after returning back work for several years will get special treatment, if it’s necessary for that person has to reapply for disability benefits.

Q: Can I go to a website to find out more about the Social Security Disability process?

A: To find out additional information about Social Security Disability call 1800-772-121.  Or visit your local Social Security Office, or go to

“The Practical Guide to Social Security Disability Benefits”

Is your Social Security Disability case at standstill?  Do you want your Social Security Disability case to start moving again? Then my self-help digital eBook “The Practical Guide to Social Security Disability Benefits” for $6.99 can help you.  Go to and buy the book today.

After you purchase the book, you will get 1 free hour of Social Security Disability Consultation. Please contact me at

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