Social Security Benefits for Adult Children with Severe Disabilities: Part 2

Your child may be eligible for disability benefits through either social security disability.

Your child may be eligible for disability benefits through either social security disability.

What does protected marriage means?

Now if your adult child is in a “protected” marriage, then he or she may still be eligible for benefits based on your record.  Protected marriages means are between two people who are eligible for Social Security Disability Benefits.

What happens if my child has worked?

However, if you’re adult child was disabled before the age of 22 years old and meet all of SSDI requirements it does not matter if your child never had a job.  If your adult child worked for a number of years then he or she may able to get a higher benefit based on earnings record as long as other requirement and guidelines are met.  Make sure you call SSA to discuss this with them.

How much will my child’s benefit amount be?

They can receive up to 50% of the parent’s benefits amount it depends on if other family members are receiving benefits based on their parent’s work record.

How can My Adult Child be eligible for SSI?

SSI is mean for a test benefit income for disable people who must have limited resources and income.  However, your adult disabled child must qualify for SSI and he or she meets the SSA’s guidelines for not getting disability benefits through their Social Security record, assets and income limits.

What are the Supplemental Security Income’s assets and income limits?

Income:  Your adult child should be found disabled, and accountable income that cannot be more than federal benefit rate of $733.00 for a single person.  Also, the accountable income can be used to pay for shelter and food when you adult child can be counted for toward his or her monthly income.

Below are some sources of money, the Social Security Administration will not consider when deciding your adult child’s countable income, for instance?

  • The first $20.00 dollars of any source of money will be called the general exclusion 
  • And the first sixty five dollars he or she earns from working will be plus half of what is leftover 
  • A number of food stamps he or she will receive
  • The small amounts of money your adult child receives every now and then; and
  • Also medical bills you have to pay for your adult child

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