Who is actually unfit to work? Disability is on the rise in America: Part 5

Did you know job stress can contribute to health problems such as depression, heart disease, and fray nerves? Unfortunately, job strain can cause both emotional health and physical risks. However, finding the source of your stress is very important to start fighting it, but it is easy said than done. Experts found identified certain work situations are likely to make your blood boil. Also, now you have decided if this job worth physical and emotional health at risk is worth stating with your current employer.

Did you know job stress can contribute to health problems such as depression, heart disease, and fray nerves? Unfortunately, job strain can cause both emotional health and physical risks. However, finding the source of your stress is very important to start fighting it, but it is easy said than done. Experts found identified certain work situations are likely to make your blood boil. Also, now you have decided if this job worth physical and emotional health at risk is worth stating with your current employer.

Chana Joffe-Walt was working as a local reporter in Seattle, Washington four years ago, and did a story on workers in a dead mill in Aberdeen, Washington to preserve the memory era when you graduated from high school you can get a job at the mill to live a good life. That was very good ending of the story.

Chana Joffe-Walt said after he got interested in Social Security Disability, he wanted to an inquiry about the guys to see what is going on with them after the mill closed.  A guy name Scott Birdsall went to several meetings where he learned about educational opportunities and retraining programs.  Scott said at one meeting, a staff member pulled him a side and said: “Scott, I am going, to be honest with you, there is no one is going to hire you and we are just hiding you guys.”  The staff member’s advice to Scott was blunt, then the staff member said I know it sucks when all of your unemployment benefits is gone and then you are out there alone in this world.

Scott who was 56 years old at the time said this is the most real thing anyone ever said to him in a while.  The staff member said there was a lot of jobs that you could get with just a high school diploma and was getting paid enough to be middle class in our society.  Scott knew it has been disappearing for decades.  What really surprised Scott was it was happening to so many people who lost their jobs and going on Social Security Disability?

However, Scott tried going to school for a while, but he did not like it.  Until he took the advice of a rogue staffer who told him to take advantage of all the benefits he could of the system.  Unfortunately, Scott suffered a heart attack after the mill closed and thought since he had a bypass surgery then maybe he can get on Social Security Disability that way he will not have to worry about this stuff anymore.  It worked because Scott is now on Social Security disability.

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Who is actually unfit to work? Disability is on the rise in America: Part 4

Having anxiety and depression disorder can be challenging to work. It can have a major impact on your and in the workplace. A lot of people turn down job opportunities because they cannot be around others, travel, public speaking, do not attend office parties nor lunches, meet with colleagues or unable to cope. Also, a lot of people are unable to work to back pain. They have trouble walking, standing, bending, sitting, lifting, and etc. that causes them unable to work.

Having anxiety and depression disorder can be challenging to work. It can have a major impact on your and in the workplace. A lot of people turn down job opportunities because they cannot be around others, travel, public speaking, do not attend office parties nor lunches, meet with colleagues or unable to cope. Also, a lot of people are unable to work to back pain. They have trouble walking, standing, bending, sitting, lifting, and etc. that causes them unable to work.

This is how Dr. Timberlake make a judgement call if you have a back problem and a college degree then you are not disabled. Without a college degree then you are disabled.

Dr. Timberlake said he has listened to a story about back pain means they can no longer work or a shoulder injury cause them to be out of a job over and over again. Then he would ask them can you get a job that does not require lifting things on a job where you do not have to use your shoulder and sit down to work? After Dr. Timberlake said his patients would look at him like he was asking them to consider becoming an astronaut.

Dr. Timberlake met a woman name Ethel Thomas who is on Social Security Disability for back pain caused by after working many years at a fish plant then working as a nurse’s aide. Then he asked her what is your dream job, and she responded working at the Social Security Office to weed out the cheaters through the disability applications process. But that was not the case because she wanted the job because it is the only job that would allow her to sit all day.

Dr. Timberlake found it hard to believe, but then he started looking around the town and there was a fish plant, truck repair shop, and three McDonald’s. Dr. Timberlake looked at a list of job openings for three McDonald’s, KFC, Registered Nurse, Occupational Therapist, and Truck Driver (heavy lifting) in Hale County, Alabama.

Dr. Timberlake, personally he thinks it may be impossible for Ethel to get a job that would accommodate her back pain.

Here is a story people hear about all the time these days that does not have anything to do with a disability is Local Mill Shuts Down or a Factory closed.

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Who is actually unfit to work Due to Back Pain? Disability is on the rise in America: Part 3

Many Americans have anxiety disorder suffer from irritability, numerousness, concentrating, and problems with sleeping that cause you unable to work Also, depression symptoms are Persistent physical symptoms that do not respond to treatment, such as headaches, digestive disorders and pain for which no other cause can be diagnosed, Persistent sad, anxious or "empty" mood, Restlessness, irritability, Feelings of hopelessness, pessimism, Thoughts of death or suicide, suicide attempts, Feelings of guilt, worthlessness, helplessness, Low appetite and weight loss or overeating and weight gain, Insomnia, early-morning awakening, or oversleeping, Loss of interest or pleasure in hobbies and activities, including sex, Decreased energy, fatigue, feeling "slowed down, and Difficulty concentrating, remembering, making decisions that may cause you unable to work.

Many Americans have anxiety disorder suffer from irritability, numerousness, concentrating, and problems with sleeping that cause you unable to work Also, depression symptoms are Persistent physical symptoms that do not respond to treatment, such as headaches, digestive disorders and pain for which no other cause can be diagnosed, Persistent sad, anxious or “empty” mood, Restlessness, irritability, Feelings of hopelessness, pessimism, Thoughts of death or suicide, suicide attempts, Feelings of guilt, worthlessness, helplessness, Low appetite and weight loss or overeating and weight gain, Insomnia, early-morning awakening, or oversleeping, Loss of interest or pleasure in hobbies and activities, including sex, Decreased energy, fatigue, feeling “slowed down, and Difficulty concentrating, remembering, making decisions that may cause you unable to work.

in Hale County, Alabam who told him their back pain keep them up at night which made it hard for them to stand up on the job.  The women informed him they really cried to try to work and one woman said it was too painful to go to work every day

Chana Joffe-Walt said it does not appear the woman was faking the pain, but it is confusing.  For example, Chana Joffe-Walt suffer from back pain and his editor suffer from a herniated disc but he works harder than anyone else.  On the other hand, perhaps millions of people who suffer from asthma and diabetes who work every day.  Who decide if you have back pain then that makes you disabled?

All the federal government is concerned about is if you are disabled with a medical condition makes it impossible for you to work.  The judgment call are made in doctors’ offices and courtrooms around the county.  Many health problems are mental illness and back pain are the fastest growing and causes off disability.

There was one guy in Hale County, Alabama every story were about becoming disabled: Dr. Perry Timberlake, Chana Joffe-Walt started thinking the reason why so many people in Hale County are on Social Security Disability.  Chana Joffe-Walt thinks there is some kind of disability scam, referring tons of people in the Social Security Disability program.

Chana Joffe-Walt was sitting in the clinic waiting room several mornings in a row, and that’s when he met Dr. Timberlake and discover there is nothing wrong about him.  Dr. Timberlake is practicing in a very poor place and people come into his office and complained about their pain.

Now that we have talk about pain and what it is like, Dr. Timberlake always ask his patients what grade did they finished?  Dr. Timberlake said asking patients what grade did they finish is not a medically questions to ask.  However, Dr. Timberlake said the education questions is very important information in disability cases because people who only have a high school education most likely cannot get a sit-down job.

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Social Security Benefits for Adult Children with Severe Disabilities: Part 3

New invention for disabled people can sit and ride a bike with someone else paddling. The invention need to go on the market as soon as possible so disabled people can have a life outside the house.

New invention for disabled people can sit and ride a bike with someone else paddling. The invention need to go on the market as soon as possible so disabled people can have a life outside the house.

Income Resources:  In order to be eligible for Supplemental Security Income your child’s things they own and resources cannot exceed over $2,000.00.  Things like land, cash, bonds and stocks etc., or any money use to buy for his or her food and shelter.  If your adult child lives in the same home as you, it will not be counted against him or her as a resource.

How much can my adult child get from SSI?

Your adult child will receive $733.00 per month if approved and some states will provide an additional supplemental to SSI recipients.  However, if your child has an income that benefit amount will be different between countable income and the Federal benefit rate (FBR).  Below is an example.

For Example

Jane Doe is a 34 year-old woman who suffered a really bad stroke that left her badly disabled when she was at the age of 22.  Jane Doe lives with her parents who provide food and medical bills that are not covered by their healthcare insurance companyUnfortunately, Jane does not receive cash payments from her parents, and SSA will consider the value of shelter and food that is given to her as in-kind income.  However, SSA will rule in-kind income will be reduced to the maximum SSI benefit amount that a person will be entitled to 1/3 if you adult child is living with you or someone else and not contributing financially for shelter and foodIf Jane does not have another income for money to pay towards her medical bills will not be counted.  Jane federal monthly benefit income will be $496.34 after $236.66 subtract from $733.00.  Jane live in the state of Washington, that will provide $46.00 state supplement to Supplement Security Income recipients who live with someone else household beside their parents’ house, then Jane will receive a total SSI payment of $542.34 ($496.34 plus $46.00. 

Where does my child apply for benefits?

Your adult child can start an application online on the SSA’s websiteHowever, your adult child can be eligible for SSDI depends on his or her own work record Also, you can make an appointment with your local Social Security office to see if your adult child will be eligible for Social Security Disability or Supplemental Security Disability to see which one to apply for.  Please call your SSA at 1-800-772-1213 to find your local Social Security Office or you can visit the SSA’s website to look an office by your zip code.

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Can you fire Your Social Security Disability Attorney? Part 2

Request a disciplinary hearing meeting with your Attorney to ask questions to see if it is worthwhile firing him or her. Or come to some type of agreement the way you want to be represented for your Social Security Disability or Supplemental Security Income case.

Request a disciplinary hearing meeting with your Attorney to ask questions to see if it is worthwhile firing him or her. Or come to some type of agreement the way you want to be represented for your Social Security Disability or Supplemental Security Income case.

So if you hire a new attorney, unfortunately, both attorneys can file a fee petition detailing the time they spent working on your case in order to get paid for their services.  If the Social Security Administration granted the fee petition then the court will not be bonded by the 25% of your back pay or $6,000.00 fee, unfortunately, you might end up paying more for attorney’s fees than staying with your original attorney.

Remember you must know if you make a decision to fire your attorney, you will be responsible for any out of pocket costs, such as preparing your case, copies of medical records, and tests results.  So read the fine print of your contract agreement about the results of firing your attorney.

What happens if I have a personality conflict with my attorney?

In many cases, you may feel you are unable to work with your disability attorney because of a personality conflict.  If you think you can work well with another disability attorney, if you lawyer has not done much work on your case, then you can ask your attorney if he or she can withdraw from the case without collecting on the fee agreement.  With the exception of expenses incurred for instance paying for medical records and etc.  Unfortunately, your attorney does not have to waive any fees under any situation, however, your attorney might if he or she has not done much work on your case.

If you are lucky and your attorney agrees to waive all fees then ask he or her to notify the Social Security Administration informing they are withdrawing from the case and waiving all the fees.  You should immediately notify the Social Security Administration that your current disability attorney will no longer represent you.

Will I be able to hire another disability Attorney?

It may be a problem of uncertainty that involved filing fee petition with the Social Security Administration, however, most disability attorneys will not represent you because of another attorney has already made his or her appurtenance allowance in this case unless the attorney agrees to waive their fees.

If you are still unhappy with your attorney what can I do?

If find yourself not satisfied with your present representation then you should talk with your lawyer and explain to him or her why you are dissatisfied the way your case is being handling.  Be sure to have an honest conversation with your attorney that way he or she will know your concerns to avoid risk, expense that included in hiring a new disability lawyer, and hassle.

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Can I Fire Your Social Security Disability Attorney? Part 1

What are the penalties for firing your attorney? If you wondering what kind of penalties are then read this article and find out.

What are the penalties for firing your attorney? If you wondering what kind of penalties are then read this article and find out.

If you are not satisfied with your Social Security Disability Attorney then you have a choice of firing him or her at any time.  But before you decide, you must know why you want to fire your attorney and how it will affect you and your case.

Ask Yourself Why Do You Want To Fire Your Attorney?

Often disability claimants become angry with their attorneys due to taking a long time for the Social Security Administration (SSA) will make a decision on their claim.  Being angry and frustrated with the attorney especially when he or she does not return emails, and phone calls promptly or have to meet with you about your case.  Unfortunately, an Attorney is unable to shorten the time it takes for Social Security Administration to process a claim or scheduled court date hearing.  On the other hand, my eBook can get your case reviewed and onto a Decision Writer’s desk for a decision just by following the steps.

In order to decrease your frustration and angry, interview your attorney like on a job interview.  Ask questions like what is the general wait times in your state, how can you get my SSDI or SSI approved without a scheduled court date, what is your approval rate, and how many people got approved you represented.  That way you can make a better decision on who is going to represent you.

Will I have pay more if I Hire another Attorney?

You should call the Social Security Administration to see where you are in the disability process before making a decision to fire your attorney.  Remember when you hired your lawyer, you signed a contract which is a fee agreement will allow your attorney is entitled to a fee of 25% or up to $6,000.00 maximum from your back pay awarded to you.  However, if you are close to your scheduled hearing date then your attorney have invested a lot of time and resources in preparing for the case will not waive his or her right to the fee………….

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Who is FICA (Federal Insurance Contributions Act)? Part 2

Why is FICA taken out of my paycheck? I am not married FICA or is my dependent. Is this a new tax for 2016? Read this article and find out of your answers to all of your questions.

Why is FICA taken out of my paycheck? I am not married FICA or is my dependent. Is this a new tax for 2016? Read this article and find out of your answers to all of your questions.

smaller income.  In order to receive a high retirement check, you have to work until 70 years old.  The retirement benefit is based on your wage earnings over the years you have worked.

FICA contributions pay for medical hospital insurance (Medicare Part A).  In the United States Medicare is the health insurance program for people who are 65 years old or older.  For people who are younger than 65 years old with permanent kidney failure or disabilities may qualify for Medicare.  To learn more about Medicare go to the Medicare Government website.

If a person was FICA they will have a lot of room to juggle.  The Social Security Administration covers 165 million workers.  This program pays benefits to approximately 40 million retired workers, 6 million survivors of workers who have died, and to 9 million workers with disabilities.  The programs help about 5 million dependent family members.

There is an equivalent law for self-employed worker called “Self-Employment Contributions Act’ (SECA).  When you are self-employed you pay both worker and employer contributions towards your Medicare and Social Security.  Employer share is determined as a deductible business expense.

Social Security Administration will make it easy to estimate your future disability benefits, survivors, and retirement benefits.  If you create Social Security account, then workers will have 24- hour to look at the personalized Social Security earnings statement and will show your future benefit in the states it allows you to check to make sure your earning information is correct.  Please take advantage of this service and create your account today to get a financial planning tool for your retirement.  This service is absolutely free, secure and fast.  If anyone wants to know who is FICA please give them this information too.

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Who is FICA (Federal Insurance Contributions Act)? Part 1

Learn more about the Federal Insurance Contributions ACT (FICA) in this article.

Learn more about the Federal Insurance Contributions ACT (FICA) in this article.

Here is a funny story I told my nephew after he came home happy and thrilled after he received his paycheck.  When he looked at the deductions that came out of his paycheck then he had one question for me who is FICA.

I explained to him if you were an experienced worker will probably know what does federal tax on wages actually means.  Unfortunately, there are two taxes that are deducted out of your paycheck.  The first tax is call FICA which means Federal Insurance Contributions Act.  It is the law for this tax to be taken out of your paycheck to fund both Social Security and Medicare through payroll taxes.  However, the employer will share this cost with their employees.

When you pay your FICA contributions can earn Social Security credits.  Now for 2016 in order to earn one credit, you must make at least $1,260.00 in wages. The most credits you can earn is four credits per year.  Now day’s workers need a least 40 work credits to apply for retirement and Social Security Disability Income benefits.  It will be a total of ten years to work in order to have 40 work credits.  However, you must be old enough in order to receive retirement benefits.

The Social Security Administration pays benefits to workers who became disabled and no longer able to work and survivors when a worker passed away (die).  In order to qualify, you need a number of credits and the benefits will be determined on your age and when you became disabled or passed away (die).

The only time you can get Social Security Retirement Benefits is at 62 years old.  If you decide to retire before full retirement age, you Social Security Retirement will be a……………….

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What are the 10 myths and facts about Social Security Disability Insurance? Part 6

Make sure you know all the facts and myths before applying or appealing a Social Security Disability or Supplemental Income.

Make sure you know all the facts and myths before applying or appealing a Social Security Disability or Supplemental Income.

Fact Three:  Is it possible if a worker became severely disabled when working is higher than people think:

One out of four 20 years old workers who are insured for disability benefits will most likely become disabled before their retirement age, stated by the Social Security Administration.

Fact Four:  SSDI is intended to be a long term program:

You must expect your disability to be long-term which your condition must be severe that it is terminal for the last 12 months or longer in order to apply.  The Social Security Disability Program is designed for those people who have severe impairments in the United States.

If you have a short term or partial disability there are private programs that pay you, unfortunately, SSDI do not.  However, some states my award temporary funds for people who cannot work due to an illness, not a work injury.  Contact your local states Department of Labor and see if you qualify for temporary SSDI benefits.

Fact Five:  Social Security Disability have a guide to help you when applying:

Be sure to read the Social Security disability insurance booklet thoroughly online.  It will contain a list of all information the agency you will need to start processing your application.  Self-help eBooks like “How to win your Social Security Disability without an Attorney”, patient advocacy groups, for example, the National MS Society will guide you through the application process and especially guidebooks will be helpful for people with different health conditions since a lot of them have the same application steps.

Other organization will offer online help for those who are applying for SSDI in the National Psoriasis Foundation.  Also, the National Alliance or Mental Illness guide will help you with applying for your disability insurance if you have a mental illness.

Now if your SSDI application is denied, then you may want to hire an attorney or get a self-help book to help you through the appeal process.

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What are the 10 myths and facts about Social Security Disability Insurance? Part 5

Are you tired of hearing myths, falsehood, deceits, lies, and the untruth about Social Security Disability then take some time out to read this article? That way you will know all the facts about Social Security Disability and what a self-help eBook can assist you in your SSDI or SSI case.

Are you tired of hearing myths, falsehood, deceits, lies, and the untruth about Social Security Disability then take some time out to read this article? That way you will know all the facts about Social Security Disability and what a self-help eBook can assist you in your SSDI or SSI case.

wheelchair to help pain with your multiple sclerosis (MS) symptoms also ask your doctor will the additional treatment will be good enough to help you keep your job.

Fact One: Having a fair, facts in order to complete the documentation of your disability case will increase your chances of getting approved for SSDI:

The more medical documents, test results, and written statement from your doctor, the better of you will be by proving you are indeed disabled. Of course, the Social Security Administration will provide a long list of documents you need that you can find in the guidebook on disability insurance. Collect as much information you can before you apply such as a letter from family and friends, all documents from healthcare providers include everything but the kitchen sink.

Fact Two: Do SSDI payments do not pay out immediately:

SSDI payment processing may take up to three or five months, as reported by the Social Security Administration. When your Social Security Disability get approved, you will receive a letter for the effective date you was approved. Unfortunately, your first SSDI payment will be sixth full months following your effective date, according to SSA. You may receive a payment before six months it depends on the process time.

For instance, if you receive a letter that states you claim were approved and set an effective date of January 15, then your first payment will not be until July, but you will receive the actual payment in August since payments are made one month after the month they cover……………..

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