Who is actually unfit to work? Disability is on the rise in America: Part 4

Having anxiety and depression disorder can be challenging to work. It can have a major impact on your and in the workplace. A lot of people turn down job opportunities because they cannot be around others, travel, public speaking, do not attend office parties nor lunches, meet with colleagues or unable to cope. Also, a lot of people are unable to work to back pain. They have trouble walking, standing, bending, sitting, lifting, and etc. that causes them unable to work.

Having anxiety and depression disorder can be challenging to work. It can have a major impact on your and in the workplace. A lot of people turn down job opportunities because they cannot be around others, travel, public speaking, do not attend office parties nor lunches, meet with colleagues or unable to cope. Also, a lot of people are unable to work to back pain. They have trouble walking, standing, bending, sitting, lifting, and etc. that causes them unable to work.

This is how Dr. Timberlake make a judgement call if you have a back problem and a college degree then you are not disabled. Without a college degree then you are disabled.

Dr. Timberlake said he has listened to a story about back pain means they can no longer work or a shoulder injury cause them to be out of a job over and over again. Then he would ask them can you get a job that does not require lifting things on a job where you do not have to use your shoulder and sit down to work? After Dr. Timberlake said his patients would look at him like he was asking them to consider becoming an astronaut.

Dr. Timberlake met a woman name Ethel Thomas who is on Social Security Disability for back pain caused by after working many years at a fish plant then working as a nurse’s aide. Then he asked her what is your dream job, and she responded working at the Social Security Office to weed out the cheaters through the disability applications process. But that was not the case because she wanted the job because it is the only job that would allow her to sit all day.

Dr. Timberlake found it hard to believe, but then he started looking around the town and there was a fish plant, truck repair shop, and three McDonald’s. Dr. Timberlake looked at a list of job openings for three McDonald’s, KFC, Registered Nurse, Occupational Therapist, and Truck Driver (heavy lifting) in Hale County, Alabama.

Dr. Timberlake, personally he thinks it may be impossible for Ethel to get a job that would accommodate her back pain.

Here is a story people hear about all the time these days that does not have anything to do with a disability is Local Mill Shuts Down or a Factory closed.

Step by Step Guidance

Check out our step by step guidance eBook to save you some time and confusion in areas where you may struggle.

Please feel free to write a comment or feedback in the website blog page.

For more detail on our step by step guidance, buy a self-help eBook or get a kindle version from amazon. Buy a self-help eBook or get a kindle version from amazon.

Share This:

Social Security Benefits for Adult Children with Severe Disabilities: Part 3

New invention for disabled people can sit and ride a bike with someone else paddling. The invention need to go on the market as soon as possible so disabled people can have a life outside the house.

New invention for disabled people can sit and ride a bike with someone else paddling. The invention need to go on the market as soon as possible so disabled people can have a life outside the house.

Income Resources:  In order to be eligible for Supplemental Security Income your child’s things they own and resources cannot exceed over $2,000.00.  Things like land, cash, bonds and stocks etc., or any money use to buy for his or her food and shelter.  If your adult child lives in the same home as you, it will not be counted against him or her as a resource.

How much can my adult child get from SSI?

Your adult child will receive $733.00 per month if approved and some states will provide an additional supplemental to SSI recipients.  However, if your child has an income that benefit amount will be different between countable income and the Federal benefit rate (FBR).  Below is an example.

For Example

Jane Doe is a 34 year-old woman who suffered a really bad stroke that left her badly disabled when she was at the age of 22.  Jane Doe lives with her parents who provide food and medical bills that are not covered by their healthcare insurance companyUnfortunately, Jane does not receive cash payments from her parents, and SSA will consider the value of shelter and food that is given to her as in-kind income.  However, SSA will rule in-kind income will be reduced to the maximum SSI benefit amount that a person will be entitled to 1/3 if you adult child is living with you or someone else and not contributing financially for shelter and foodIf Jane does not have another income for money to pay towards her medical bills will not be counted.  Jane federal monthly benefit income will be $496.34 after $236.66 subtract from $733.00.  Jane live in the state of Washington, that will provide $46.00 state supplement to Supplement Security Income recipients who live with someone else household beside their parents’ house, then Jane will receive a total SSI payment of $542.34 ($496.34 plus $46.00. 

Where does my child apply for benefits?

Your adult child can start an application online on the SSA’s websiteHowever, your adult child can be eligible for SSDI depends on his or her own work record Also, you can make an appointment with your local Social Security office to see if your adult child will be eligible for Social Security Disability or Supplemental Security Disability to see which one to apply for.  Please call your SSA at 1-800-772-1213 to find your local Social Security Office or you can visit the SSA’s website to look an office by your zip code.

Step by Step Guidance

Check out our step by step guidance eBook to save you some time and confusion in areas where you may struggle.

Please feel free to write a comment or feedback in the website blog page.

For more detail on our step by step guidance, buy a self-help eBook or get a kindle version from amazon. Buy a self-help eBook or get a kindle version from amazon.

Share This:

Social Security Benefits for Adult Children with Severe Disabilities: Part 2

Your child may be eligible for disability benefits through either social security disability.

Your child may be eligible for disability benefits through either social security disability.

What does protected marriage means?

Now if your adult child is in a “protected” marriage, then he or she may still be eligible for benefits based on your record.  Protected marriages means are between two people who are eligible for Social Security Disability Benefits.

What happens if my child has worked?

However, if you’re adult child was disabled before the age of 22 years old and meet all of SSDI requirements it does not matter if your child never had a job.  If your adult child worked for a number of years then he or she may able to get a higher benefit based on earnings record as long as other requirement and guidelines are met.  Make sure you call SSA to discuss this with them.

How much will my child’s benefit amount be?

They can receive up to 50% of the parent’s benefits amount it depends on if other family members are receiving benefits based on their parent’s work record.

How can My Adult Child be eligible for SSI?

SSI is mean for a test benefit income for disable people who must have limited resources and income.  However, your adult disabled child must qualify for SSI and he or she meets the SSA’s guidelines for not getting disability benefits through their Social Security record, assets and income limits.

What are the Supplemental Security Income’s assets and income limits?

Income:  Your adult child should be found disabled, and accountable income that cannot be more than federal benefit rate of $733.00 for a single person.  Also, the accountable income can be used to pay for shelter and food when you adult child can be counted for toward his or her monthly income.

Below are some sources of money, the Social Security Administration will not consider when deciding your adult child’s countable income, for instance?

  • The first $20.00 dollars of any source of money will be called the general exclusion 
  • And the first sixty five dollars he or she earns from working will be plus half of what is leftover 
  • A number of food stamps he or she will receive
  • The small amounts of money your adult child receives every now and then; and
  • Also medical bills you have to pay for your adult child

Step by Step Guidance

Check out our step by step guidance eBook to save you some time and confusion in areas where you may struggle.

Please feel free to write a comment or feedback in the website blog page.

For more detail on our step by step guidance, buy a self-help eBook or get a kindle version from amazon. Buy a self-help eBook or get a kindle version from amazon.

Share This:

Social Security Benefits for Adult Children with Severe Disabilities: Part 1

When you child is under the age of 18 then they may be disabled, however, you do not have to consider your child’s disability whether if he or she qualifies for benefits and your dependent. You child’s disability benefits probably will stop at age 18 years old unless they are a full-time student in an elementary or high school, however, benefits can continue until age 19 or is disabled.

When you child is under the age of 18 then they may be disabled, however, you do not have to consider your child’s disability whether if he or she qualifies for benefits and your dependent. You child’s disability benefits probably will stop at age 18 years old unless they are a full-time student in an elementary or high school, however, benefits can continue until age 19 or is disabled.

In case your adult child is disable and can no longer do any significant amount of work, he or she may qualify and collect Supplement Security Income disability benefits or Social Security child benefits.

If your adult child who has a severely disability, however, your child might be eligible for disability benefits for either Social Security Disability Insurance or Supplemental Security Income. The sort of benefit is applicable to your young adult child depends on several circumstances such as if he or she worked before their disability, if they have an income or other financial resources, and how old he or she was when they became disabled.

Can My Adult Child Qualify for Social Security Disability Income?

In order for you adult child be eligible for SSDI benefits they must have paid taxes out of their paychecks to the Social Security Administration (SSA), it is like Social Security retirement. If your adult child never worked then they may eligible for Social Security child benefits due to their Social Security earnings history record or their parent’s earnings history record if you are a child.

  • If you child became disabled for his or her 22nd birthday
  • Your child is 18 years old or older
  • You child is not married (please read discussion below), and
  • If the parent who start receiving Social Security retirement or Social Security Disability benefits or a parent with qualifying work history credits or who dies

Also, these requirements you need to be able to prove your child have a medical condition that keeps him or her from obtaining substantial gainful activity (SAG) is what Social Security call it. However in 2016 SGA defined earnings to be $1,130 a month from working. To decide if you’re adult child can work, then SSA uses the same disability guidelines for adults who are disabled before age 22 years old is the same for a person who became disabled until adulthood.

Step by Step Guidance

Check out our step by step guidance eBook to save you some time and confusion in areas where you may struggle.

Please feel free to write a comment or feedback in the website blog page.

For more detail on our step by step guidance, buy a self-help eBook or get a kindle version from amazon. Buy a self-help eBook or get a kindle version from amazon.

Share This: