Who is actually unfit to work? Disability is on the rise in America: Part 5

Did you know job stress can contribute to health problems such as depression, heart disease, and fray nerves? Unfortunately, job strain can cause both emotional health and physical risks. However, finding the source of your stress is very important to start fighting it, but it is easy said than done. Experts found identified certain work situations are likely to make your blood boil. Also, now you have decided if this job worth physical and emotional health at risk is worth stating with your current employer.

Did you know job stress can contribute to health problems such as depression, heart disease, and fray nerves? Unfortunately, job strain can cause both emotional health and physical risks. However, finding the source of your stress is very important to start fighting it, but it is easy said than done. Experts found identified certain work situations are likely to make your blood boil. Also, now you have decided if this job worth physical and emotional health at risk is worth stating with your current employer.

Chana Joffe-Walt was working as a local reporter in Seattle, Washington four years ago, and did a story on workers in a dead mill in Aberdeen, Washington to preserve the memory era when you graduated from high school you can get a job at the mill to live a good life. That was very good ending of the story.

Chana Joffe-Walt said after he got interested in Social Security Disability, he wanted to an inquiry about the guys to see what is going on with them after the mill closed.  A guy name Scott Birdsall went to several meetings where he learned about educational opportunities and retraining programs.  Scott said at one meeting, a staff member pulled him a side and said: “Scott, I am going, to be honest with you, there is no one is going to hire you and we are just hiding you guys.”  The staff member’s advice to Scott was blunt, then the staff member said I know it sucks when all of your unemployment benefits is gone and then you are out there alone in this world.

Scott who was 56 years old at the time said this is the most real thing anyone ever said to him in a while.  The staff member said there was a lot of jobs that you could get with just a high school diploma and was getting paid enough to be middle class in our society.  Scott knew it has been disappearing for decades.  What really surprised Scott was it was happening to so many people who lost their jobs and going on Social Security Disability?

However, Scott tried going to school for a while, but he did not like it.  Until he took the advice of a rogue staffer who told him to take advantage of all the benefits he could of the system.  Unfortunately, Scott suffered a heart attack after the mill closed and thought since he had a bypass surgery then maybe he can get on Social Security Disability that way he will not have to worry about this stuff anymore.  It worked because Scott is now on Social Security disability.

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Who is actually unfit to work? Disability is on the rise in America: Part 4

Having anxiety and depression disorder can be challenging to work. It can have a major impact on your and in the workplace. A lot of people turn down job opportunities because they cannot be around others, travel, public speaking, do not attend office parties nor lunches, meet with colleagues or unable to cope. Also, a lot of people are unable to work to back pain. They have trouble walking, standing, bending, sitting, lifting, and etc. that causes them unable to work.

Having anxiety and depression disorder can be challenging to work. It can have a major impact on your and in the workplace. A lot of people turn down job opportunities because they cannot be around others, travel, public speaking, do not attend office parties nor lunches, meet with colleagues or unable to cope. Also, a lot of people are unable to work to back pain. They have trouble walking, standing, bending, sitting, lifting, and etc. that causes them unable to work.

This is how Dr. Timberlake make a judgement call if you have a back problem and a college degree then you are not disabled. Without a college degree then you are disabled.

Dr. Timberlake said he has listened to a story about back pain means they can no longer work or a shoulder injury cause them to be out of a job over and over again. Then he would ask them can you get a job that does not require lifting things on a job where you do not have to use your shoulder and sit down to work? After Dr. Timberlake said his patients would look at him like he was asking them to consider becoming an astronaut.

Dr. Timberlake met a woman name Ethel Thomas who is on Social Security Disability for back pain caused by after working many years at a fish plant then working as a nurse’s aide. Then he asked her what is your dream job, and she responded working at the Social Security Office to weed out the cheaters through the disability applications process. But that was not the case because she wanted the job because it is the only job that would allow her to sit all day.

Dr. Timberlake found it hard to believe, but then he started looking around the town and there was a fish plant, truck repair shop, and three McDonald’s. Dr. Timberlake looked at a list of job openings for three McDonald’s, KFC, Registered Nurse, Occupational Therapist, and Truck Driver (heavy lifting) in Hale County, Alabama.

Dr. Timberlake, personally he thinks it may be impossible for Ethel to get a job that would accommodate her back pain.

Here is a story people hear about all the time these days that does not have anything to do with a disability is Local Mill Shuts Down or a Factory closed.

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Social Security Benefits for Adult Children with Severe Disabilities: Part 3

New invention for disabled people can sit and ride a bike with someone else paddling. The invention need to go on the market as soon as possible so disabled people can have a life outside the house.

New invention for disabled people can sit and ride a bike with someone else paddling. The invention need to go on the market as soon as possible so disabled people can have a life outside the house.

Income Resources:  In order to be eligible for Supplemental Security Income your child’s things they own and resources cannot exceed over $2,000.00.  Things like land, cash, bonds and stocks etc., or any money use to buy for his or her food and shelter.  If your adult child lives in the same home as you, it will not be counted against him or her as a resource.

How much can my adult child get from SSI?

Your adult child will receive $733.00 per month if approved and some states will provide an additional supplemental to SSI recipients.  However, if your child has an income that benefit amount will be different between countable income and the Federal benefit rate (FBR).  Below is an example.

For Example

Jane Doe is a 34 year-old woman who suffered a really bad stroke that left her badly disabled when she was at the age of 22.  Jane Doe lives with her parents who provide food and medical bills that are not covered by their healthcare insurance companyUnfortunately, Jane does not receive cash payments from her parents, and SSA will consider the value of shelter and food that is given to her as in-kind income.  However, SSA will rule in-kind income will be reduced to the maximum SSI benefit amount that a person will be entitled to 1/3 if you adult child is living with you or someone else and not contributing financially for shelter and foodIf Jane does not have another income for money to pay towards her medical bills will not be counted.  Jane federal monthly benefit income will be $496.34 after $236.66 subtract from $733.00.  Jane live in the state of Washington, that will provide $46.00 state supplement to Supplement Security Income recipients who live with someone else household beside their parents’ house, then Jane will receive a total SSI payment of $542.34 ($496.34 plus $46.00. 

Where does my child apply for benefits?

Your adult child can start an application online on the SSA’s websiteHowever, your adult child can be eligible for SSDI depends on his or her own work record Also, you can make an appointment with your local Social Security office to see if your adult child will be eligible for Social Security Disability or Supplemental Security Disability to see which one to apply for.  Please call your SSA at 1-800-772-1213 to find your local Social Security Office or you can visit the SSA’s website to look an office by your zip code.

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