A Total and Permanent Disability (TPD) Relieves You from Repaying Federal Student Loans and/or TEACH Grant Service Obligation

total permanent disability relieves you from repaying federal student loans

What is TPD discharge? Total Permanent Disability relieves you from repaying federal student loans, William D. Ford Federal Direct Loan, Federal Family Education Loan (FFEL) Program, or Federal Perkins Loan Program, or a complete Teacher Education Assistance for College and Higher Education (TEACH) Grant service-obligation.

A Total and Permanent Disability (TPD) relieves you from repaying a Federal Student Loans, William D. Ford Federal Direct Loan, Federal Family Education Loan (FFEL) Program, Federal Perkins Loan Program, completed Teacher Education Assistance for College, or Higher Education (TEACH) Grant service-obligation.  You must have medical documents stating you will never work again due to your permanent disability.

In order for your federal student loans or TEACH Grant service obligation discharged, you must provide information to the U.S. Department of Education (ED).  Showing you are totally and permanently disabled.  However, ED will evaluate the information to determine if you qualify for TPD discharge.

If you think you might qualify and want to apply for TPD discharge.  Then provide the information ED needs to make a determination by completing TPD discharge application.  However, make sure you gather all supporting documentation that indicates you are totally and permanently disabled.  In other words, it’s determined on your circumstances and attached supporting documentation to your application.  Or you can have your doctor complete Section 4 of the application.  As a result, after completing everything just mail your discharge application and required supporting documentation.  Mail application to U.S. Department of Education, P.O. Box 87130, Lincoln, Nebraska 68501-7130 or fax it to 1-303-696-5250.  You can print out Discharge Application: Total and Permanent Disability and directions to fill out form at https://secure.disabilitydischarge.com/Static/ApplicationOnlinePreview.html

Once your TPD discharge application received before July 1, 2013.  Your application will continue to get processed in accordance with the procedures if effect prior to the regulatory changes.  However, see the procedures described in the application.  However, if you have any questions about applying for Total and Permanent Disability or check on the status of the existing request, please contact Nelnet Total and Permanent Disability Servicer at 1-888-303-7818.

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